Protecting business wealth and family integrity.
17th August 2017

3075 Charlevoix Dr SE

Grand Rapids MI 49546

Business Insurance

Planning for the unexpected protects your business—and everyone who depends on it.

What would happen to your business if:

  • You or a key employee became too sick or hurt to work?
  • An owner or key employee died unexpectedly?
  • An owner exited the business with minimal notice?

Protection comes in many forms. We can help you find answers that won’t disrupt or compromise operations or business value .

Business Insurance

You can structure a business protection plan with the solutions your business needs most.

  • Key person life insurance policies provide your business with a death benefit to offset the financial hardship of losing an owner or key team member.
  • Key person replacement disability insurance provides funds for recruitment, training, temporary staffing costs, and other needs after a total disability claim.
  • Funding a buy/sell agreement: Life insurance is used to purchase stock from the deceased shareholders’ estate, either by the company or the remaining shareholders.
  • Attracting and retaining key employees: Compensation through split-dollar plans and non-qualified deferred compensation plans.
  • Stay bonuses give key employees a financial incentive to stay on after the exit of a business owner.

Risk Management

Safeguard your life’s work. Learn where your business may be exposed. Using a comprehensive risk assessment tool, we will assess your risk and develop action plans for your long-term security.

Property & Casualty

Keep your bottom line secure. Shield your from business from loss and liability with a comprehensive insurance program designed to fit your specific needs.